Privacy Policy

Illingworth Solutions ("we", "us", or "our") operates the website at illingworthsolutions.com and associated services. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services, including features powered by Stripe Financial Connections.

By using our services, you agree to the collection and use of information in accordance with this policy. This policy is provided as required while Illingworth Solutions is in active development and integrating payment and financial services.

We may collect the following categories of information:

• Contact & Identity Information — Name, email address, phone number, and other details you provide via our contact or waitlist forms.
• Financial Account Data (via Stripe Financial Connections) — When you connect a bank account through our payment flow, we access account information such as account holder name, account and routing numbers, account type, account balance, and transaction history, solely as permitted by your explicit consent through the Stripe Financial Connections interface.
• Usage & Technical Data — IP address, browser type, pages visited, and other analytics data collected automatically to improve our services.

We use the information we collect for the following purposes:

• To provide, operate, and improve our services.
• To process payments and verify bank account information through Stripe Financial Connections.
• To communicate with you about your account, inquiries, or our services.
• To send updates, newsletters, or marketing communications (with your consent).
• To comply with legal obligations and enforce our terms.

Our services integrate with Stripe Financial Connections, a service provided by Stripe, Inc. When you choose to link a financial account, Stripe collects and provides us with financial data on your behalf. This data is used only for the specific purpose you authorize — such as verifying bank account ownership or facilitating ACH payments — and is not sold or shared with third parties for marketing purposes.

Your use of Stripe Financial Connections is also governed by Stripe's Privacy Policy. We encourage you to review it.

We do not sell your personal information. We may share information with trusted third-party service providers (such as Stripe for payment processing and Vercel for hosting) only to the extent necessary to deliver our services. These providers are contractually obligated to protect your data.

We may also disclose information if required by law, court order, or governmental authority, or to protect the rights, property, or safety of Illingworth Solutions or others.

We retain personal information only as long as necessary to fulfil the purposes described in this policy, or as required by applicable law. Financial account data obtained through Stripe Financial Connections is retained only for the duration needed to complete the authorized transaction or verification, after which it is deleted or de-identified.

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or delete data we hold about you. To exercise these rights, please contact us at the address below.

We implement industry-standard technical and organisational measures to protect your information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the "Last updated" date at the top of this page. Your continued use of our services after changes are posted constitutes acceptance of the revised policy.

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: